Century Health & Benefits, Inc. was founded in 1989 with a distinct mission:

To serve those partially self-funded and self-insured Clients who demand the best in administration for medical, dental and other employee benefits.

We provide the level of tailor-made benefit administration and customized service that insurance companies and larger TPAs are ill equipped to provide.

We meet and exceed the high expectations of our Clients by combining a unique blend of experience and expertise in information technology, claims processing, information reporting and customer service with a focus on the singular requirements of each Client.

We consistently lead the industry in accuracy and timeliness.

Our vision of future success involves continuing and enhancing those characteristics that distinguish us from other Administrators:

• We will continue to incorporate the most advanced technology into our operations.
• We will continue to select as employees only those highly skilled professionals who possess a genuine desire to be helpful and responsive to the specific needs of each of our Clients.
• We will continue to grow at a modest rate so that all new Clients receive the intensity of Senior Management involvement that we believe is necessary for a smooth implementation and operation.

We provide a broad array of services to our Clients, including:

• Claims Administration: Medical, Dental, Prescription Drug, Vision
• Section 125 Administration of Flexible Benefit Plans
• Consumer Driven Health Plans
• Internet Interactivity for employers and employees
• Administration of PPO Networks
• COBRA and HIPAA Administration
• Meaningful Information Reporting and Analysis
• Risk Management Services

We believe in the "top down" approach in providing customized programs with superior performance. While all employees of 21st Century Health & Benefits, Inc. are highly skilled professionals, as expected, it is the Senior Management that is the most experienced and has the broadest perspective. The Principals of the company and the Senior Management are actively involved in the design, implementation and start-up phase of every new Client. During the start-up phase, an Account Executive and other dedicated operational personnel are assigned to the Client and trained in the Client's requirements. Only after the first months of smooth, actual operation is day-to-day responsibility turned over to the Account Executive.

In our organization, the Account Executive is empowered and expected to respond to the needs of the Benefit Office, the employees and their dependents. In those unusual circumstances when the Account Executive needs additional resources, the Principals and each member of Senior Management are readily available.